Best student credit cards

A no-annual-fee student card focused on travel rewards, with bonus points on Travel Center bookings, steady earn on everyday spending, an attainable points welcome bonus redeemable as travel credit, and an intro APR window plus credit-building potential.

Intro Offer

Earn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases

Reward Rate

Earn 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center and 1.5 points per $1 spent on everyday purchases

Annual Fee

$0

Star Rating

4.8

• 3 points per $1 on Bank of America Travel Center bookings and 1.5 points per $1 elsewhere
• 25,000-point welcome bonus after $1,000 spend in 90 days (worth $250 travel credit)
• $0 annual fee and no foreign transaction fees
• 0% intro APR for 15 billing cycles on purchases and qualifying balance transfers

Cash-back student card aimed at limited-credit applicants, pairing elevated earn at gas stations and restaurants with a first-year cash-back match, free FICO access, and no annual fee.

Intro Offer

INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $50 cash back into $100. Or turn $100 cash back into $200

Reward Rate

Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. You'll still earn unlimited 1% cash back on all other purchases.

Annual Fee

$0

Star Rating

4.6

• Unlimited Cashback Match at the end of the first year
• 2% cash back at gas stations and restaurants on up to $1,000 combined per quarter, 1% elsewhere
• 0% intro APR on purchases for 6 months
• $0 annual fee and free FICO Credit Score access

Student cash-back card strong on dining, groceries, entertainment, and streaming, with portal bonuses for travel and entertainment, a limited-time spend bonus, automatic credit-limit review, and no annual or foreign-transaction fees.

Intro Offer

Early Spend Bonus: For a limited-time, earn $100 when you spend $300 in the first three months

Reward Rate

8% cash back on entertainment purchases when you book through the Capital One Entertainment portal; unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel; 3% on dining, entertainment, streaming services, and grocery stores (excluding superstores such as Walmart® and Target®); and 1% on all other purchases

Annual Fee

$0

Star Rating

5.0

• 3% unlimited cash back on dining, entertainment, streaming, and groceries (excludes superstores)
• Up to 8% back on Capital One Entertainment and 5% on Capital One Travel hotels/rentals
• Limited-time $100 bonus after $300 spend in first three months
• $0 annual fee and considered for automatic credit limit increases after 6 months

Flat-rate student cash-back card that pays a higher percentage in year one before settling at a solid ongoing rate, with a straightforward cash welcome bonus, intro APR, and no annual fee.

Intro Offer

Earn a $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening

Reward Rate

Earn 2% cash back on purchases for the first year from account opening, with no limit to the amount of cash back you can earn; unlimited 1.5% cash back on all purchases after the first year from account opening

Annual Fee

$0

Star Rating

4.8

• 2% cash back on all purchases the first year, then unlimited 1.5% thereafter
• $200 cash rewards bonus after $1,000 spend in first 90 days
• 0% intro APR for 15 billing cycles on purchases and qualifying balance transfers
• $0 annual fee