Balance Transfer

A no-frills card with one of the longest 0% intro APR periods, ideal for balance transfers and financing large purchases without rewards distractions.

• 0% Intro APR for 21 billing cycles on purchases and balance transfers made in the first 60 days
• $0 annual fee
• No rewards program, best paired with a rewards card once the intro period ends
• Recommended for 670-850 credit scores (Good to Excellent)
• 5% fee applies to balance transfers

Offers one of the longest 0% intro APR periods on the market, making it a strong pick for consumers focused on paying down debt or financing a large purchase over time.

• 0% APR for 21 months on balance transfers and 12 months on purchases
• $0 annual fee
• Balance transfers must be completed within 4 months of account opening
• Recommended for 670-850 credit scores (Good to Excellent)

Combines a solid intro APR offer with flexible cash back rewards in a category of the cardholder's choice, letting users pay down debt while still earning on everyday spending.

• 0% Intro APR for 15 billing cycles on purchases
• 6% cash back in a choice category for the first year, then 3%
• 2% cash back at grocery stores and wholesale clubs (up to a combined quarterly cap)
• 1% cash back on all other purchases
• $0 annual fee
• Recommended for 670-850 credit scores (Good to Excellent)

A well-rounded no-annual-fee card that pairs an intro APR offer with strong ongoing cash back rates on travel, dining, and drugstore purchases plus a cash bonus.

• 0% Intro APR for 15 months on purchases and balance transfers
• $200 bonus after spending $500 in the first 3 months
• 5% cash back on Chase Travel purchases
• 3% cash back on drugstore purchases and dining
• 1.5% cash back on all other purchases
• $0 annual fee

Built for consumers who want an extended 0% intro APR window to pay down large purchases or balances without accruing interest.

• 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers
• One of the longest intro APR periods among balance transfer cards
• $0 annual fee
• Balance transfers within 120 days qualify for the intro rate (5% BT fee, $5 minimum)
• Recommended for 670-850 credit scores (Good to Excellent)

A straightforward balance transfer card with a lengthy 0% intro APR period, no annual fee, and standard purchase protections.

• 0% Intro APR for 21 months on purchases and balance transfers
• $0 annual fee
• Includes Chase Pay Over Time and zero liability protection
• Recommended for 690-850 credit scores (Good to Excellent)

Pairs a 0% intro APR offer with strong cash back rates at U.S. supermarkets, gas stations, and online retailers, making it useful well beyond the promotional period.

• 0% Intro APR for 15 months on purchases and balance transfers
• 3% cash back at U.S. supermarkets (up to $6,000/year, then 1%)
• 3% cash back at U.S. gas stations (up to $6,000/year, then 1%)
• 3% cash back on U.S. online retail purchases (up to $6,000/year, then 1%)
• $0 annual fee

A flexible cash-back card offering 5% on Chase Travel purchases, 3% on dining and drugstore purchases, and 1.5% on everything else, paired with a 0% intro APR on purchases for 15 months and no annual fee.

• 0% intro APR on purchases for 15 months, then 18.24%-27.74% variable APR
• No annual fee
• $200 bonus after spending $500 in the first 3 months
• 5% cash back on Chase Travel purchases
• 3% cash back on dining and drugstore purchases
• 1.5% cash back on all other purchases

A no-frills card built mainly for balance transfers and financing large purchases, with one of the longest 0% intro APR periods on the market and no annual fee or penalty APR.

• 0% intro APR for 21 billing cycles on purchases and balance transfers
• No annual fee
• No penalty APR
• Regular APR of 14.99%-25.99% variable after the intro period
• Best suited for paying down debt rather than earning rewards

A travel rewards card that pairs a 0% intro APR on purchases for 15 months with unlimited 1.25X miles on every purchase and 5X miles on Capital One Travel bookings.

• 0% intro APR for 15 months on purchases
• Unlimited 1.25X miles on every purchase
• 5X miles on hotels and rental cars booked through Capital One Travel
• No annual fee
• Regular APR of 18.49%-28.49% variable after the intro period

A flexible cash-back card that lets you pick your own bonus category, earning 6% in the first year (3% after) plus 2% at grocery stores and wholesale clubs, alongside a 0% intro APR on purchases.

• 0% intro APR for 15 billing cycles on purchases
• 6% cash back in your choice category for the first year, then 3%
• 2% cash back at grocery stores and wholesale clubs
• 1% cash back on all other purchases
• No annual fee

Built for managing existing balances, offering one of the longest 0% intro APR periods available — 21 months on balance transfers and 12 months on purchases — with no annual fee.

• 0% intro APR for 21 months on balance transfers and 12 months on purchases
• No annual fee
• Regular APR of 16.49%-27.24% variable after the intro period
• Strong pick for consolidating and paying down existing debt

A straightforward balance-transfer card offering 0% intro APR for 21 months on purchases and balance transfers, plus flexible Chase Pay Over Time features and no annual fee.

• 0% intro APR for 21 months on purchases and balance transfers
• No annual fee
• Chase Pay Over Time flexible payment feature
• Zero liability and purchase protection
• Regular APR of 18.24%-28.24% variable after the intro period

An everyday cash-back card offering 3% at U.S. supermarkets, online retailers, and gas stations (each up to $6,000/year, then 1%), plus a 0% intro APR on purchases for 15 months.

• 0% intro APR for 15 months on purchases
• 3% cash back at U.S. supermarkets (up to $6,000/yr, then 1%)
• 3% cash back on U.S. online retail purchases (up to $6,000/yr, then 1%)
• 3% cash back at U.S. gas stations (up to $6,000/yr, then 1%)
• No annual fee