Cash Back

Put money back in your pocket every time you swipe. Explore our expert reviews, comparison guides, and strategic tips to find the perfect cash back credit cards for your spending habits.

1Best for All-Around Value
Chase Freedom Unlimited®

A no-annual-fee cash back card offering a strong flat rate on everyday purchases plus bonus categories on travel, dining, and drugstores.

  • 5% cash back on travel purchased through Chase Travel
  • 3% back on dining and drugstore purchases
  • Unlimited 1.5% cash back on all other purchases
  • $200 bonus after spending $500 in the first 3 months
  • $0 annual fee
10.0
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More Details:
Rewards Rate1.5%-5%
Welcome Bonus$200
Annual Fee$0
Regular APR18.24% - 27.74% Variable
Intro APR0% Intro APR for 15 months
Recommended Credit Score670-850 (Good to Excellent)
2
Capital One Savor Cash Rewards Credit Card

A dining- and entertainment-focused cash back card with some of the highest bonus category rates in this lineup.

  • 8% cash back on Capital One Entertainment purchases
  • 5% back on hotels, vacation rentals, and rental cars via Capital One Travel
  • 3% back at grocery stores, dining, entertainment, and popular streaming services
  • $250 cash bonus after $500 spend in the first 3 months (limited-time offer)
  • $0 annual fee
9.6
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More Details:
Rewards Rate1%-8%
Welcome BonusEarn $250
Annual Fee$0
Regular APR18.49% - 28.49% (Variable)
Intro APR0% intro APR for 12 months
Recommended Credit Score670-850 (Good to Excellent)
3Best for Flexible Cash Back
Bank of America® Customized Cash Rewards Credit Card

A customizable cash back card that lets cardholders pick their own top bonus category each billing cycle.

  • 6% cash back in a choice category for the first year
  • 2% back at grocery stores and wholesale clubs
  • $200 cash rewards welcome bonus
  • $0 annual fee
  • 0% intro APR for 15 billing cycles on purchases
9.4
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More Details:
Rewards Rate1%-6%
Welcome Bonus$200 cash rewards bonus offer
Annual Fee$0
Regular APR17.49%-27.49% Variable
Intro APR0% Intro APR for 15 billing cycles for purchases
Recommended Credit Score670-850 (Good to Excellent)
4Best for Earning Flat-Rate Cash Back
Citi Double Cash® Card

A flat-rate cash back card that pays twice — once for buying and again for paying it off — plus a long intro balance transfer offer.

  • Earn 1% when you buy and another 1% as you pay it off
  • 5% total cash back on hotels, car rentals, and attractions via Citi Travel
  • $200 welcome bonus
  • $0 annual fee
  • 0% intro APR for 18 months on balance transfers
9.2
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More Details:
Rewards Rate2%-5%
Welcome Bonus$200
Annual Fee$0
Regular APR17.49% - 27.49% (Variable)
Intro APR0% Intro APR for 18 months on balance transfers
Recommended Credit Score670-850 (Good to Excellent)
5
Blue Cash Everyday® Card from American Express

An everyday cash back card offering 3% across several common spending categories with no annual fee.

  • 3% cash back at U.S. supermarkets, up to $6,000/year
  • 3% back on U.S. online retail purchases, up to $6,000/year
  • 3% back at U.S. gas stations, up to $6,000/year
  • As high as $200 welcome cash back bonus
  • $0 annual fee
9.0
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More Details:
Rewards Rate1%-3%
Welcome BonusAs high as $200 cash back
Annual Fee$0
Regular APR19.49%-28.49% Variable
Intro APR0% Intro APR for 15 months
Recommended Credit ScoreGood to Excellent
6
Blue Cash Preferred® Card from American Express

A grocery-focused premium cash back card with the highest supermarket and streaming rates in this lineup, offset by a fee after the first year.

  • 6% cash back at U.S. supermarkets, up to $6,000/year
  • 6% back on select U.S. streaming subscriptions
  • 3% back at U.S. gas stations and on transit
  • As high as $300 welcome cash back bonus
  • $0 intro annual fee for the first year, then $95
8.8
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More Details:
Rewards Rate1%-6%
Welcome BonusAs high as $300 cash back
Annual Fee$0 intro annual fee for the first year, then $95
Regular APR19.49%-28.49% Variable
Intro APR0% Intro APR for 12 months
Recommended Credit ScoreGood to Excellent
7
Wells Fargo Active Cash® Card

A straightforward cash back card offering unlimited 2% rewards on every purchase with no rotating categories.

  • Unlimited 2% cash rewards on all purchases
  • $200 cash rewards bonus
  • $0 annual fee
  • 0% intro APR for 12 months from account opening
  • Simple, consistent rewards structure
8.6
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More Details:
Rewards Rate2%
Welcome Bonus$200
Annual Fee$0
Regular APR18.49%, 24.49%, or 28.49% Variable APR
Intro APR0% intro APR for 12 months from account opening
Recommended Credit Score670-850 (Good to Excellent)

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