Rewards

Turn your everyday spending into free flights, cash back, and VIP experiences. Explore our top strategies and expert tips for maximizing your credit card rewards and unlocking premium perks.

1Best for Flexible Cash Back
Bank of America® Customized Cash Rewards Credit Card

A customizable no-annual-fee cash back card that lets holders pick their own bonus category for the highest rewards rate.

  • 6% cash back in a category of your choice during the first year
  • 3% cash back in your choice category after year one
  • 2% cash back at grocery stores and wholesale clubs
  • 1% cash back on all other purchases
  • $200 cash rewards bonus offer
  • No annual fee
9.6
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More Details:
Rewards Rate1%-6%
Welcome Bonus$200 cash rewards bonus offer
Annual Fee$0
Recommended Credit Score670-850 (Good to Excellent)
2Limited-Time Offer
Chase Sapphire Preferred®

A premium travel rewards card offering strong points multipliers on travel and dining plus a large sign-up bonus.

  • 5x points on travel purchased through Chase Travel
  • 3x points on dining, select streaming, and online groceries
  • 2x points on all other travel purchases
  • 100,000 bonus points after spending $5,000 in 3 months
  • $95 annual fee
9.4
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More Details:
Rewards Rate1x-5x
Welcome Bonus100,000 bonus points
Annual Fee$95
Recommended Credit Score700-850 (Good to Excellent)
3Limited-Time Bonus Offer
Capital One Savor Cash Rewards Credit Card

A dining- and entertainment-focused cash back card with no annual fee and a limited-time elevated welcome bonus.

  • 8% cash back on Capital One Entertainment purchases
  • 5% cash back on hotels, vacation rentals, and rental cars via Capital One Travel
  • 3% cash back at grocery stores, dining, entertainment, and popular streaming services
  • 1% cash back on all other purchases
  • $250 cash bonus after spending $500 in 3 months
  • No annual fee
9.2
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More Details:
Rewards Rate1%-8%
Welcome BonusEarn $250
Annual Fee$0
Recommended Credit Score670-850 (Good to Excellent)
4Best for Unlimited 2% Cash Back
Citi Double Cash® Card

A simple, no-annual-fee card that earns cash back twice — once for purchases and again as they're paid off.

  • 5% total cash back on hotels, car rentals, and attractions booked via Citi Travel
  • 2% cash back on every purchase (1% on buying, 1% on paying it off)
  • $200 welcome bonus
  • No annual fee
9.0
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More Details:
Rewards Rate2%-5%
Welcome Bonus$200
Annual Fee$0
Recommended Credit Score670-850 (Good to Excellent)
5
American Express® Gold Card

A points-earning card geared toward food spending, with strong multipliers at restaurants and supermarkets but a high annual fee.

  • 4x points at restaurants worldwide, up to $50,000/year
  • 4x points at U.S. supermarkets, up to $25,000/year
  • 3x points on flights booked directly or via Amex Travel
  • 5x points on prepaid hotels booked via Amex Travel
  • Up to 100,000 points welcome offer
  • $325 annual fee
8.8
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More Details:
Rewards Rate1x-5x
Welcome BonusAs high as 100,000 points
Annual Fee$325
Recommended Credit ScoreGood to Excellent

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